Centre on Household Assets and Savings Management In 'CHASM' School of Social PolicyCentre on Household Assets and Savings ManagementAboutCore GroupPublicationsProjectsEventsNews INRAPGovernanceInternshipsContact Centre on Household Assets and Savings Management (CHASM) CHASM is a research centre based jointly in the School of Social Policy and Birmingham Business School. The aim of CHASM is to provide a focus for world-class research on: financial security; financial inclusion; financial capability; and wealth taxation. Briefing Papers Read our latest Briefing Papers on a range of financial issues Research impact Our research focuses on financial security, financial capabilities, financial inclusion and taxation Publications See the latest publications and articles generated by the CHASM staff group. Latest News Posted 12 January 2017 'Just about managing' families need more help to save, says academic think-tank Three-fifths of low and middle income households are currently unable to save money, while for people already saving, the ratio between spending and saving is dramatically falling, according to the latest report from CHASM. Posted 09 January 2017 CHASM latest Briefing Paper Read the latest Briefing Paper from CHASM, 'An alternative to payday: Are credit unions the answer?' View more news Forthcoming events CHASM Workshop: Financial Education for young people – what works? 2Feb View more events Tweets by @UoBCHASM Browser does not support script.