The challenges of regulating high-cost, short-term credit: A comparison of UK and Australian Approaches

Posted on Monday 28th April 2014

The Centre on Household Assets and Savings Management (CHASM) have recently published a paper written by Jodi Gardner, Research Fellow, entitled 'The Challenges of Regulating high-cost, short-term Credit: A comparison of UK and Australian Approaches'.

This paper relates to CHASM's research on 'Responsibilities, Ethics and the Financial Crisis', a project which will explore the impact of the global financial crisis on the way that the risks of consumer lending, including mortgage lending, were spread - notably through a market in securitized debt; overconfidence in the strength of house prices; and conflicts of interest among institutional lenders and those responsible for analysing credit risks.

Read the paper 'The Challenges of Regulating high-cost, short-term Credit: A comparison of UK and Australian Approaches' by Jodi Gardner, Research Fellow, March 2014 (PDF)

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