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The Centre on Household Assets and Savings Management (CHASM) is celebrating a decade of success in producing cutting edge, rigorous and relevant research on wealth and financial wellbeing.  

The Centre’s latest annual report summarises these achievements but also looks to the future. It explores the role CHASM plans to continue to play in undertaking vital academic research to develop personal financial wellbeing at all levels in the UK and beyond.  CHASM's research impact has been wide ranging in the last 18 months.  The team have investigated the impacts of social housing on wellbeing and life chances, helped to improve financial wellbeing for those on low incomes through the Help to Save project, made a major contribution to debates about financial inclusion through our latest UK financial inclusion monitors, as well as working with colleagues at the Universities of York and Oxford to design a new website to support older people who self fund their care.

CHASM's work has never been more important given the significant impact of the Covid-19 pandemic on financial wellbeing, poverty and debt. The CHASM team recognise that the next few years are pivotal for creating fair and innovative policies to tackle these widening inequalities. This year CHASM staff and associates have contributed to an insightful new briefing series, #BuildBackBetter, giving research-led insights into policy development priorities related to personal finance for a post-Covid-19 environment.

CHASM’s ten-year anniversary annual conference, held in the summer 2020, entitled Financial Wellbeing: Risk and Reward in Contemporary Society was also focussed on the future. Fascinating presentations and discussions were led by Danielle Walker Palmour, Director of the Friends Provident Foundation, Bishop of Birmingham, the Right Reverend David Urquhart, and Professor Thomas Shapiro, Director of the Institute of Assets and Social Policy, Brandeis University, USA; all key players in addressing personal financial challenges faced by individuals and households across the UK and beyond.

CHASM’s 2021 Annual Report, displaying an overview of activities and outputs from the past eighteen months, also highlights the Centre’s continued impact with its research, teaching and international engagement over the last 10 years. The CHASM team would like to thank all those who have engaged with the Centre during this time, highlighted on page 5 of the report, and look forward to continuing to work together to produce rigorous and relevant research that benefits society.