Centre on Household Assets and Savings Management (CHASM)

The Centre on Household Assets and Savings Management (CHASM) is a research centre based jointly in the School of Social Policy and Birmingham Business School. The aim of CHASM is to provide a focus for world-class research on financial inclusion, financial transfers and tax, financial capability and financial assets.

Our research Our research

CHASM is the first interdisciplinary research centre to focus on financial security, capability, inclusion and taxation.

Our people Our people

Learn more about our core management group, internal and external associate staff and advisory board.


CHASM's Andy Lymer and Karen Rowlingson introduce the work that we do in the Centre through research, policy intervention, teaching, conferences, seminars and consulting.

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We produce event summaries and resources related to many CHASM events, allowing you to access presentation slides and view full seminars and highlights commentary.

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Posted 06 June 2018

New briefing paper: How do older people make decisions about their retirement income and assets? A CHASM review of the literature by Olivia Dyke

There is increasing onus on older people to make complex decisions about financial planning and financial products, as governments seek to individualise responsibility (and risk) for retirement security. CHASM Intern Olivia Dyke explores the options available, financial decision making processes and associated risks for older people.

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