Read our blog posts on current research and commentaries from members of CHASM.

Intergenerational Fairness and the UK State Pension

By Andy Mullineux, Emeritus Professor of Financial Economics, Centre for Responsible Business and CHASM

Illustration of a piggy bank

Taxing Behaviour

By Andy Mullineux, Emeritus Professor of Financial Economics, Centre for Responsible Business and CHASM

UK tax certificate

Could borrowing for healthcare be good for financial wellbeing?

Professor Adele Atkinson, Professor of Practice in Financial Literacy and Wellbeing (CHASM).

Money and pills scattered on a table

Unlocking the Future of UK Mortgages: The Case for Long-Term Fixes and Securitisation

Professor Andrew Mullineux, Emeritus Professor of Financial Economics.

Keys held in front of a small model of a house

What lessons can we learn from the Silicon Valley Bank (SVB) failure?

Following the recent collapse of the Silicon Valley Bank in the US, Emeritus Professor Andrew Mullineux considers whether a more cautious or liberal approach to the UK's post-Brexit banking and capital market sectors, should be being considered.

Sillicon Valley Bank

Cash is back but who should pay for it in a digital banking world?

The cost of living crisis has encouraged an increase in the usage of cash for household payments, following a period in which card and digital payments increased substantially. Emeritus Professor Andrew Mullineux looks at the resultant rise of bank branch closures, making handling of cash more difficult for retailers.

An array of five and ten pound notes strewn with pound coins

Why an inflation hit for the wealthy could prolong any recession and its impacts for all of us

The cost of living crisis is affecting all households. But if the wealthiest save rather than spend, what does it mean for the rest of the UK? Emeritus Professor Andrew Mullineux reports on what we can do to migitate the impact of rising costs.

Ahand holding a credit card

Juggling work and care: the impact of reducing work on financial wellbeing

Louise Overton, Rachael Black and Becky Driscoll explore the impact that reducing, or stopping, paid work to care for a friend or family member can have on a person’s immediate and long-term financial wellbeing. Plus the knock on effects for long term savings and pensions.


A student working on a laptop

The Taxing Question

Using Adam Smith's four principles of taxation: fairness, certainty and convenience, and efficiency in his book The Wealth of Nations (1776), Emeritus Professor Andy Mullineux examines the recent confusion of government tax proposals and reversals and asks if they’re fair and effective.


UK banknotes and coins on a black background

Will the Energy Price Guarantee prevent households from falling into fuel poverty?

Following recent Governmental announcements that energy prices will be capped to help offset the impact of the ongoing cost of living crisis, Dr Lindsey Appleyard, Assistant Professor (Research), Coventry University, discusses why having open discussions about money and available advice, can help to alleviate worry and reduce financial pressure.

A wallett clamped in a vice

Should we cancel student debt or make loan repayment affordable? Lessons from the U.S. and U.K.

Dr Mathieu Despard, UNC-Greenboro (USA) and International Visiting Fellow at CHASM, University of Birmingham discusses the pros and cons of student debt systems, what improvements could be made, and how best to move forward.

A person slumped behind a pile of books

Also in 'Research'