Kristina Gruzdeva

Doctoral Researcher 

Kristina GruzdevaCurrent Status

Full-time (second year)


  • MA in International Studies in Education – University of Birmingham
  • BA in Philological Education – Herzen State Pedagogical University of Russia

Research Topic

A cross-sectional study investigating relationships between students’ financial literacy, their search for information about Higher Education and decisions they make. The research aims to identify variation in these relationships by student background.

Research Summary

The decision to apply for a university course is one of the most important steps in young people's life. Remund (2010) points out that decision-making is ‘the very heart of money management (p. 280)’. Applying for university studies, school students should weight up and assess different options. They should be able to estimate realistically both the benefits and the cost of their university studies.

The study will provide a greater insight into student’s financial literacy and their decision-making in Higher Education.

Research Interests

  • Financial Information and Decision Making
  • Student Experiences in Higher Education
  • Educational Inequalities

Research Supervisor

Professor Peter Davies


Self Funded

Contact details