Resya Kania

Resya KaniaResya is an Indonesian PhD Student. She began her career as a planner in The National Development and Planning Agency (BAPPENAS) in Indonesia. During her years on BAPPENAS, Resya was working on high-level policy analysis and projects on Financial Services and State-Owned Enterprise. From 2012-2016 she focused on research and projects on financial inclusion areas such as national strategy for financial inclusion, financial inclusion for the disable, financial literacy, the market for the poor, and the development of postal saving.

She is the co-founder of an NGO that promotes community engagement on financial education called Pelatihan Perencanaan Keuangan Masyarakat (PPKM)

Collaborating with universities, government and private sectors, PPKM try to fill the niche by providing training for trainers on financial literacy for university students and local NGO's and conduct training on financial literacy to women and marginalised communities such as the janitors and ex-leprosy patients. In addition, she works with the team in PPKM to do action research; she uses the evidence from the activities to advocate financial inclusion in the policy process. The involvement bloomed into a desire to pursue an advanced degree on social policy.

Resya has interdisciplinary research interest at the intersection of financial inclusion and policy analysis. Resya is interested in assessing how the concept of financial inclusion is transferred into policy and the potential contribution of financial inclusion policy to policy changes in other sectors such as economic and welfare. Using Indonesia as a case study, her thesis will explore how financial inclusion policy was shaped and why it contributes to the dynamic in the policy system.


Professor Karen Rowlingson

Dr. Louise Overton


  • BA in Economic Development, University of Padjadjaran, Indonesia
  • MPA in Economic and Financial Policy, Cornell University, USA 

Research interests

  • Financial inclusion
  • Financial capability and education
  • Policy on inequality
  • Action research
  • Mix method research



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