His interests lie generally in the laws that regulate real property, the financial markets and the environment. In particular, he has focused on how the contaminated land regime, as statutorily enforced by Part IIA of the Environmental Protection Act 1990, has affected commercial loan finance in UK banks. Through semi-structured interviews with “elite” banking respondents, his doctoral research collected empirical data which identified the environmental risks that may presently impact bank lenders, together with the due diligence techniques that lenders have developed to obviate such non-financial risks. Lloyd has also written articles on the soil pollution regimes in the USA and China and has assessed the impact of austerity and Brexit on the enforcement of Part IIA in England and Wales. His interests in this area also led him to write about environmental issues during corporate insolvencies. Furthermore, having taught Equity and Trusts Law for several years, Lloyd has also written on the role that pension funds have in assessing Environmental Social Governance (ESG) risks during their investment decisions and the extent to which non-financial risks should be perceived as financially material risks. He is also interested in legal history and is researching the Doctors’ Commons. Further publications, by doctrinal and empirical methods, are what Lloyd seeks to achieve.