How do I pay for uni?

Working out if you can afford to go uni can be a worry, but there is money available to help cover the costs.

Access to Birmingham (A2B)


You can take out two types of loans – a tuition fee loan for your course fees and a living cost, or maintenance, loan. The government pays your tuition fees straight to your university, while maintenance loans are paid into your bank account. Tuition fees are £9,000 a year, while the amount you can borrow for a maintenance loan depends on how much your family earns. The good news is you don’t have to pay back either of these loans until you finish uni and are earning over £21,000 a year. The government's student finance website has a lot more information about paying for university.

Grants or scholarships

Many universities offer grants or scholarships you can apply for. These do not need to be paid back but may only be for certain subjects, such as science or sports. Keep an eye out to see if you are suitable for anything offered by your chosen uni.

Supporting yourself

You can also look for a job while at uni – around 90% of students work while studying. This could be part-time during the term or temporary work in the holidays. If you do find work, remember to split your time fairly between studying and earning money.

Learning to budget

Looking after your finances is an important skill you learn at uni, but never be frightened about asking for help with managing your money. Your family, personal tutor or university can always offer some advice. See our fees and funding guide for more information. 

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