Centre on Household Assets and Savings Management (CHASM)

Working towards a society where everyone has the financial security they need to thrive.


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  • Our Work

    We research the causes and consequences of financial risk and insecurity, and promote policies to foster financial wellbeing.

  • Our People

    We are an interdisciplinary research centre covering a range of specialisms, including social policy, accounting and finance, economics and sociology.

Featured

  • CHASM Annual Report 2024

    Welcome to the CHASM Annual Report 2024 which showcases CHASM's recent research and updates.

  • Financial Inclusion in the UK

    Financial Inclusion in the UK provides CHASM’s findings from a rapid review of financial inclusion commissioned by the Financial Inclusion Commission. The review looks at financial inclusion both in terms the types of products and services required and the groups of people most likely to be excluded, before making suggestions for potential approaches to tackle exclusion – preferably within the framework of a national strategy.

  • Financial Inclusion Monitor Blog

    Following the recent publication of the Financial Inclusion Monitor, and in preparation for the CHASM Annual Conference, we have invited experts in the field to give their own perspective on financial inclusion.

CHASM Blog

Cash is back but who should pay for it in a digital banking world?

The cost of living crisis has encouraged an increase in the usage of cash for household payments. Emeritus Professor Andrew Mullineux looks at the rise of bank branch closures, making handling cash more difficult for retailers.

Read the CHASM Blog

An array of five and ten pound notes strewn with pound coins