Centre on Household Assets and Savings Management (CHASM)

Working towards a society where everyone has the financial security they need to thrive.


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  • Our Work

    We research the causes and consequences of financial risk and insecurity, and promote policies to foster financial wellbeing.

  • Our People

    We are an interdisciplinary research centre covering a range of specialisms, including social policy, accounting and finance, economics and sociology.

Featured

Inner city banking institutions

Why the UK needs a Responsible Banking Ordinance and how we get it

The Ben Pattison Memorial PhD Prize Blog 2023: Carl Packman, CHASM, University of Birmingham, PhD student.

 
The Ben Pattison Memorial PhD Prize
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CHASM Annual Conference 2023

Fostering financial resilience and wellbeing: what does it take, and who is responsible? This year’s conference shines a light on financial resilience and wellbeing.

CHASM Annual Conference 2023

Financial Inclusion Monitor Blog

Financial Inclusion Monitor Blog

Following the recent publication of the Financial Inclusion Monitor, and in preparation for the CHASM Annual Conference, we have invited experts in the field to give their own perspective on financial inclusion.

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Research Themes

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Wealth, assets and inequality

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Risk and financial security in later life
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Poverty, precarity, saving and debt

CHASM Blog

Cash is back but who should pay for it in a digital banking world?

The cost of living crisis has encouraged an increase in the usage of cash for household payments. Emeritus Professor Andrew Mullineux looks at the rise of bank branch closures, making handling cash more difficult for retailers.

Read the CHASM Blog

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