The Centre on Household Assets and Savings Management have produced a range of publications, briefing papers and e-Bulletins.
View the CHASM Annual Report 2023
Andreou, P., Anyfantakiv, S. and Atkinson, A. (2023) Financial literacy for financial resilience: evidence from Cyprus during the pandemic period, Bank of Greece Working Paper 313 https://www.bankofgreece.gr/Publications/Paper2023313.pdf
Appleyard, L. Packman, C. Lazell, J. and Aslam, H. (2023) ‘The Lived Experience of Financialization at the UK Financial Fringe', Journal of Social Policy, 52, 1, 24-45. http://dx.doi.org/10.1017/S004727942100026X
Atkinson, A., McKay, S. and Rowlingson, K. (2023) Financial Inclusion Annual Monitoring Report 2022: Results from a Survey of Adults in Great Britain (February 9, 2023). Available at SSRN: https://ssrn.com/abstract=4353012 or http://dx.doi.org/10.2139/ssrn.4353012
Coffey, J., Senior, K., Haro, A., Farrugia, D., Threadgold, S. and Cook, J. et al. (2023) 'Embodying debt: youth, consumer credit and its impacts for wellbeing', Journal of Youth Studies, Online Early. https://www.tandfonline.com/doi/full/10.1080/13676261.2022.2162376
Coppack, M. (2023)Blog: Fair by Design – ending the extra costs of being poor. CHASM Financial Inclusion Monitor Blog Series. Perspective 2 https://www.birmingham.ac.uk/research/chasm/financial-inclusion-blog/index.aspx
Gardner, J. and Lainez, N. (2023) ‘The Regulation of Algorithmic Credit Scoring in Vietnam: What Can We Learn when Countries Operate in a Legal Limbo?’, Asian Journal of Law and Society (forthcoming)
Gardner, J. and Ramsey, I.) (2023) Landmark Cases in Consumer Law (Hart Publishing, forthcoming)
Gardner, J. (2023) ‘Are Holidays a Human Right? The Impact of Javis v Swan Tours’ in J. Gardner and I. Ramsay (Eds.) Landmark Cases in Consumer Law (Hart Publishing, forthcoming)
Gardner, J., Degeling, S and McGreechin, J.) (2023) ‘The Intersection of Consumer and Commercial Law: Merricks v Mastercard Inc’ in J. Gardner and I. Ramsay (Eds.) Landmark Cases in Consumer Law (Hart Publishing, forthcoming)
Gardner, J. and Gray, M.) (2023) 'The UK Debt Collection Industry: Why regulation isn’t enough’ in C. Stanescu (Ed.), Regulation of Abusive Informal Debt Collection (Routledge, forthcoming)
Gibbons, D. (2023) Blog: Improving the credit information “market” (24/2/2023) https://www.responsible-credit.org.uk/posts/improving-the-credit-information-market
Gibbons, D. (2023) Blog: Citizens Advice reveals debt adviser redundancies are now ‘increasingly likely’ (10/3/2023) https://www.responsible-credit.org.uk/posts/debt-advice-redundancies-increasingly-likely
Gibbons, D. (2023) Blog: Why are debt advisers holding protests? (15/2/2023) https://www.responsible-credit.org.uk/posts/why-are-debt-advisers-holding-protests
Giordono, L., Rothwell, D. W., Weber, B. and Giordono, L. (2023) The Oregon Earned Income Credit’s impact on child poverty. Journal of Poverty (forthcoming)
Görtz, C., McGowan, D. and Yeromonahos, M. (2023) Furlough and Household Financial Distress during the COVID-19 Pandemic, Oxford Bulletin of Economics and Statistics https://onlinelibrary.wiley.com/doi/10.1111/obes.12556
May, M. Ed. with Lymer, A. and Sinfield, A. (2023, forthcoming) Taxation and Social Policy, Policy Press
May, M. with Lymer, A. and Sinfield, A. (2023, forthcoming) Conclusions: Taxation in a Social Policy Context, in Lymer, A., May, M. and Sinfield, A. (Eds.) Taxation and Social Policy, Policy Press
McHugh, N., Baker, R. and Bambra, C. (2023) Policy actors’ perceptions of public participation to tackle health inequalities in Scotland: a paradox?, International Journal for Equity in Health, 22, 57 https://equityhealthj.biomedcentral.com/articles/10.1186/s12939-023-01869-8
McHugh, N., Biosca, O. and Donaldson, C. (2023) Social Finance and Health, Routledge (forthcoming)
Mullineux, A. (2023) What lessons can we learn from the Silicon Valley Bank (SVB) failure? University of Birmingham, Birmingham Business School Blog https://blog.bham.ac.uk/business-school/2023/03/21/what-lessons-can-we-learn-from-the-silicon-valley-bank-svb-failure/
Mullineux, A. (2023) Cash is back but who should pay for it in a digital banking world? University of Birmingham Business School Blog https://blog.bham.ac.uk/business-school/2023/02/10/cash-is-back-but-who-should-pay-for-it-in-a-digital-banking-world/
Ögtem-Young, Ö. and Dwyer Baumann, M. (2023) ‘Displacement and Financial Inclusion: Financial Lives of Ukrainian Women Refugees in the UK, Romania and Moldova’, Journal of Ethnic and Migration Studies (forthcoming)
Ögtem-Young, Ö. (2023) ‘“I can either keep my house or eat”: Financial Precarity and Inequality in the Age of Cost Living Crisis’, Sociology (forthcoming)
Prabhakar, R. (2023) Blog: Show me the money – what is meant by financial inclusion? CHASM Financial Inclusion Monitor Blog Series. Perspective 1 https://www.birmingham.ac.uk/research/chasm/financial-inclusion-blog/show-me-the-money.aspx
Riitsalu, L. Atkinson, A. and Pello, R. (2023) The bottlenecks in making sense of financial well-being. International Journal of Social Economics https://www.emerald.com/insight/content/doi/10.1108/IJSE-11-2022-0741/full/html
Rowlingson, K. (2023) ‘Wealth taxation: the case for reform’ in Taxation and Social Policy Edited by A. Lymer, M. May and A. Sinfield, Bristol: The Policy Press (forthcoming)
Stamp, S. (2023). Toward Good Practice: A Review of Money Advice Services and Debt Management Systems in Ireland, the United Kingdom, France and Germany. Geneva: The United Nations Research Institute for Social Development (UNRISD). https://cdn.unrisd.org/assets/library/papers/pdf-files/2023/wp-2023-5-debt-counselling-debt-manangement.pdf
Suh, E. and James, H. (2023) ‘The social, cultural and economic influences on retirement saving for young adults in the UK’, in Hofäcker, D. and Kuitto, K (Eds.) Youth Employment Insecurity and Pension Adequacy. Cheltenham, UK; Massachusetts, US: Edward Elgar (Globalisation and Welfare), pp. 127–145.
Appleyard, L. (2022) Buy now pay later: how to protect consumers without regulating it out of existence. The Conversation, https://theconversation.com/buy-now-pay-later-how-to-protect-consumers-without-regulating-it-out-of-existence-184761
Appleyard, L. (2002) Blog: Will the Energy Price Guarantee prevent households from falling into fuel poverty? https://www.birmingham.ac.uk/research/chasm/chasm-blog/will-the-energy-price-guarantee-prevent-households-from-falling-into-fuel-poverty.aspx
Atkinson, A. (2022) Financial Literacy Policy Trends. The International Review of Financial Consumers, 7, 2 (December), 13-20 https://www.eirfc.com/_files/ugd/e9e42a_8a3c0cdec8a44d65ac713b0509fd49db.pdf
Birkenmaier, J., Rothwell. D. W., Frey, J. and Spence Coffey, D. (2022). Introduction to the Special Issue on “Financial Capability and Asset Building for Family Financial Wellbeing”. Journal of Family and Economic Issues, 43, 647-653 https://link.springer.com/article/10.1007/s10834-022-09871-y
Birkenmaier, J., Rothwell, D. W. and Ager, M. (2022) How is consumer financial capability measured? Journal of Family and Economic Issues, 43, 654-666 https://link.springer.com/article/10.1007/s10834-022-09825-4
CHASM Annual Report 2022
Cook, J., Farrugia, D., Threadgold, S. and Coffey, J. (2022) The impact of pandemic-related loss of work on young adults’ plans, Journal of Youth Studies, Online Early. https://www.tandfonline.com/doi/full/10.1080/13676261.2022.2136989
Cuervo, H., Maire, Q., Cook, J. and Wyn, J. (2022) An analysis of the labour, financial and social impact of COVID-19 in young adults lives, Youth Research Collective, University of Melbourne. https://education.unimelb.edu.au/__data/assets/pdf_file/0008/4035194/2022_MGSE-YRC-Impact-of-COVID19-Report-FA-2Feb.pdf
Dibb, S., Appleyard, L., Money, N. and Jones, P. A. (2022) Managing Loan Declines: A Best Practice Manual. Swoboda Research Centre, Coventry University, Fair4All Finance. https://indd.adobe.com/view/b32658c5-4ec0-4a83-9faa-2388dd3b6d41
Dibb, S., Broughton, K., Aslam, H., Appleyard, L. and Tiwasing, P. (2022) Helping those who use credit to make ends meet: A Rapid Literature and Evidence Review. Centre for Business in Society and Money and Pensions Service. Helping those who use credit to make ends meet - FinCap
Doling, J. (2022) Epilogue – Family Houses and Housing Families in Families, Housing and Property Wealth in a Neoliberal World, Edited by R. Ronald and R. Arundel, Routledge https://doi.org/10.4324/9781003092117
Farrugia, D., Cook, J., Senior, K., Threadgold, S., Coffey, J., Davies, K. et al. (2022) Youth and the consumption of credit, Current Sociology, Online Early. https://journals.sagepub.com/doi/10.1177/00113921221114925
Farrugia, D., Coffey, J., Threadgold, S., Adkins, L., Gill, R., Sharp, M. and Cook, J. (2022) 'Hospitality work and the sociality of affective labour', The Sociological Review, 003802612211212-003802612211212. https://journals.sagepub.com/doi/10.1177/00380261221121233
Gardner, J. (2022) The Future of High-Cost Credit: Rethinking Payday Lending Hart Publishing, ISBN 9781509939350
Gardner, J. and Tham, C. (2022) ‘Debt Collection and Assignment of Debts: Navigating the Legal Maze’ in P. Davies and T. Cheng-Han (Eds.) Intermediaries in Commercial Law, Hart Publishing, ISBN 9781509949090
Garthwaite, K.,Patrick, R., Power, M., Tarrant, A. and Warnock, R. (Eds.) (2022) COVID-19 Collaborations: Researching poverty and low-income family life during the pandemic. Bristol: Policy Press.
Garthwaite, K., Patrick, R., Power, M. and Warnock, R. (2022) Research synthesis in times of crisis: Setting the agenda for mixed method, collaborative research on poverty in a post-pandemic world. International Journal of Social Research Methodology. Available at: https://doi.org/10.1080/13645579.2022.2113268
Gibbons, D. (2022) Consultation Response: Joint submission with Debt Justice to HM Treasury consultation concerning proposed Statutory Debt Repayment Plans. (5/8/2022) https://www.responsible-credit.org.uk/reports/cfrc-and-unjust-debt-response-to-sdrp-consultation
Gibbons, D. (2022) Report: Independent Evaluation of Fair for You Trials with Iceland Foods (16/8/2022) https://www.responsible-credit.org.uk/reports/independent-evaluation-of-fair-for-you-trials-with-iceland-foods
Gibbons, D. (2022) Blog: What roles does credit have in the cost-of-living crisis? (7/7/2022) https://www.responsible-credit.org.uk/posts/what-role-does-credit-have-in-the-cost-of-living-crisis
Gibbons, D. (2022) Blog: A new direction in the measurement of household debt burdens (5/8/2022) https://www.responsible-credit.org.uk/posts/a-new-direction-in-the-measurement-of-household-debt-burdens
Gibbons, D. (2022) Blog: Radical action now needed to avoid a winter of despair (26/8/2022) https://www.responsible-credit.org.uk/posts/radical-action-now-needed-to-avoid-a-winter-of-despair
Gibbons, D. (2022) Blog: FlexMyRent in the cost-of-living crisis (15/12/2022) https://www.responsible-credit.org.uk/posts/flexmyrent-in-the-cost-of-living-crisis
Gregory, J., Lymer, A. and Rowlingson, K. (2022) ‘Personal Savings for Those on Lower Incomes: Towards a New Framework for Assessing the Role of the State in Relation to Savings Schemes’, Social Policy and Society, 2022, Vol.21, 3, 336-351
Harrison, T. (2022) Financial Education Professional Learning for Teachers in Wales pathfinder Evaluation https://moneyandpensionsservice.org.uk/2022/05/11/financial-education-professional-learning-for-teachers-in-wales-pathfinder-evaluation/
Jaramillo, J., Kothari, B., Alley, Z., Rothwell, D. W. and Blakeslee, J. (2022) Youth-Caseworker relationship quality and academic resilience among transition-age youth in foster care. Child and Adolescent Social Work Journal. https://link.springer.com/article/10.1007/s10560-022-00906-9
Khalisharani, H., Johan, I. and Sabri, M (2022) The Influence of Financial Literacy and Attitude Towards Financial Behaviour Amongst Undergraduate Students: A Cross-Country Evidence, Journal of Social Sciences and Humanities, 30, 2, 449-474
Khalisharani, H., Sabri, M, Johan, I, Burhan, N and Yusof, A (2022) The Influence of Parental Financial Socialisation and Financial Literacy on University Student's Financial Behaviour, International Journal of Economics and Management, 16, 3, 351-364. http://www.ijem.upm.edu.my/vol16no3/6.%20The%20Influence%20of%20Parental%20Financial.pdf
May, M. Ed. with Alcock, P., Haux, T. and McCall V. (2022) The Student’s Companion to Social Policy, 6th edition, Wiley Blackwell
May, M. (2022) Comparative Social Policy, in Alcock, P. Haux, T., McCall, V. and May, M. (Eds.) The Student’s Companion to Social Policy, 6th edition, Wiley-Blackwell
May, M. (2022) Occupational Welfare, in Alcock, P. Haux, T., McCall, V. and May, M. (Eds.) The Student’s Companion to Social Policy, 6th edition, Wiley-Blackwell
McKay, S., Rowlingson, K. and Atkinson, A. (2022) Financial Inclusion: Annual Monitoring Report 2022. University of Birmingham. https://www.birmingham.ac.uk/Documents/college-social-sciences/social-policy/publications/financial-inclusion-monitoring-report-2022.pdf (10th and final commissioned report) Also see https://www.ipsos.com/en-uk/one-six-adults-say-they-are-finding-it-difficult-manage-financially-new-ipsos-opinion-survey
McKay, S. and Rowlingson, K. (2022) Want: Still the easiest giant to attack? Social Policy and Administration, 56, 2, 230-244, Special Issue on ‘Eighty years after the Beveridge Report: The Five Giants in the Twenty First Century’, edited by M. Powell and I. Greener
Moss, J., Rowlingson, K., and Lymer, A. (2022) ‘Exploring the barriers to accessing personal financial planning advice’ Journal of Financial Services Marketing https://doi.org/10.1057/s41264-022-00180-x
Mullineux, A. (2022) Blog: The taxing question https://www.birmingham.ac.uk/news/2022/the-taxing-question
Mullineux, A. (2022) Blog: Why an inflation hit for the wealthy could prolong any recession and its impacts for all of us https://www.birmingham.ac.uk/news/2022/why-inflation-for-the-wealthy-could-prolong-recession
Overton, L., Black, R. and Driscoll, B. (2022) Juggling work and care: the impact of reducing work on financial wellbeing. https://centreforcare.ac.uk/commentary/2022/11/juggling-work-and-care/
Patrick, R., Power, M., Garthwaite, K., Page, G., Pybus, K. and Kaufman, J. (2022) A Year Like No Other: Family Life on a Low Income in COVID-19. Bristol: Policy Press. ISBN 978-1447364696
Rothwell. D. W. andJud, A. (2022) On the relationship between economic inequality and child maltreatment: Takeaways from the special issue and future directions. Child Abuse and Neglect, 30, 4 https://doi.org/10.1016/j.chiabu.2022.105632
Rothwell, D. W., Giodono, L. and Stawski, R. S. (2022). How much does context matter in emergency savings? Disentangling the individual and contextual contributions of the financial capability constructs. Journal of Family and Economic Issues, 4, 703-715 https://doi.org/10.1007/s10834-022-09823-6
Rowlingson, K., Overton, L. and Cook, J. (2022) 'Housing and intergenerational relations: Family support and the mixed economy of housing in the UK', Families, Housing and Property Wealth in a Neoliberal World, 53-71 https://www.taylorfrancis.com/chapters/edit/10.4324/9781003092117-3/housing-intergenerational-relations-karen-rowlingson-louise-overton-julia-cook
Stamp, S. and Joyce, P. (2022). For The Few But Not The Many? An analysis of Debt Relief Notices from a debtor perspective. Dublin: MABS Regions and the Citizens Information Board. https://mabs.ie/wp-content/uploads/2022/06/For-the-Few-but-Not-the-Many-Report-Stuart-Stamp-and-Paul-Joyce-May-2022.pdf
Suh, E. (2022) Can't save or won't save: Financial resilience and discretionary retirement saving among British adults in their thirties and forties. Ageing and Society, 42, 12, 2940-2967. https://www.doi.org/10.1017/S0144686X21000337
Angel, S. & Gregory, J. (2021) Does housing tenure matter? Owner-occupation and wellbeing in Britain and Austria, Housing Studies, DOI: 10.1080/02673037.2021.1912714
Baxter, K., Mann, R., Birks, Y. and Overton, L. (2021) A Scoping Review of Evidence on the Use and Effectiveness of Decision Aids in Adult Social Care. Journal of Long-Term Care, 100–113, DOI: http://doi.org/10.31389/jltc.56.
Gregory, J., Lymer, A. & Rowlingson, K. (2021) 'Personal savings for those on lower incomes: towards a new framework for assessing the role of the state in relation to savings schemes', Social Policy and Society, https://doi.org/10.1017/S1474746420000640
Stamp, S. (2023). Toward Good Practice: A Review of Money Advice Services and Debt Management Systems in Ireland, the United Kingdom, France and Germany. Geneva: The United Nations Research Institute for Social Development (UNRISD). https://cdn.unrisd.org/assets/library/papers/pdf-files/2023/wp-2023-5-debt-counselling-debt-manangement.pdf
Appleyard, L. (2020) ‘Banks and Credit’, in Knox-Hayes, J. and Wojik, D. (Eds) The Routledge Handbook of Financial Geography, Routledge.
Appleyard, L. and Dibb, S. (2020) Supporting greater financial wellbeing in a time of coronavirus, Coventry University Research Blog.
Biosca, O., McHugh, N., Ibrahim, F., Baker, R. Laxton, T. and Donaldson C. (2020) Walking a Tightrope: Using Financial Diaries to Investigate Day-to-Day Financial Decisions and the Social Safety Net of the Financially Excluded, The Annals of the American Academy of Political and Social Science, 689, 46-64.
Chilton, S., Jones-Lee, M., Metcalf, H., Nielsen, J., Baker, R., Donaldson, C., Mason, H., McHugh, N., McDonald, R. and Spackman M. (2020) A Scoping Study on the Valuation of Risks to Life and Health: The Monetary Value of a Life Year (VOLY), Health and Safety Executive, UK Government.
Cook, J. (2020) Keeping it in the family: understanding the negotiation of intergenerational transfers for entry into homeownership, Housing Studies, DOI: https://doi.org/10.1080/02673037.2020.1754347.
Cook, J. (2020) Smoothing Rough Transitions: the Extensive Role of Family Assistance in Pathways into Homeownership, Journal of Applied Youth Studies, DOI: https://doi.org/10.1007/s43151-020-00001-9.
Davis, A., Hecht, K., Hirsch, D, Burchardt. T, Gough, I., Summers, K and Rowlingson, K (2020) Living on Different Incomes in London: Can public consensus identify a ‘riches line’?, Trust for London.
Doling, J. and Arundel, R. (2020) The Home as Workplace, Working Paper No 43, Centre for Urban Studies, University of Amsterdam, May 2020 https://urbanstudies.uva.nl/content/working-paper-series/working-paper-series-no.43.html?origin=%2Bq1hThT4TCOhbrnggQ2NMA
Doling, J. and Arundel, R. (2020) After the coronavirus pandemic: the home as a workplace and the new housing market, CHASM Briefing, University of Birmingham, June 2020, https://www.birmingham.ac.uk/Documents/college-social-sciences/social-policy/CHASM/briefing-papers/covid19/chasm-bp4-2020.pdf
McHugh N., Pinto-Prades J. L., Baker, R., Mason, H. and Donaldson C. (2020) Exploring the relative value of end of life QALYs: are the comparators important?, Social Science and Medicine, 245.
Prabhakar, R. (2020) Covid-19 and the Child Trust Fund. Available at: http://www.renewal.org.uk/blog/covid-19-and-the-child-trust-fund, Renewal blog.
Prabhakar, R. (2020), What do the reactions to Covid-19 show so far about financial inclusion? Available at: http://www.transformingsociety.co.uk/2020/04/30/what-do-the-reactions-to-covid-19-show-so-far-about-financial-inclusion, Transforming Society blog.
Price, C., Barons, M., Garthwaite, K., & Jolly, A. (2020) The do-gooders and scroungers: examining narratives of foodbank use in online local press coverage in the West Midlands, UK. Journal of Poverty and Social Justice.
Power, M., Patrick, R., Garthwaite, K. and Page, G. (2020) COVID realities - everyday life for families on a low income during the pandemic, https://covidrealities.org/learnings/write-ups/, Covid Realities Write Up.
Wilson, R., Fraser, A., Kimmitt, J., Tan, S., McHugh, N., Lowe, T., Warner, M., Baines, S. and Carter E. (2020): Editorial: Whither Social Impact Bonds (SIBs): the future of social investment?, Public Money & Management, 40(3), 179-182.
Appleyard, L. and Dibb, S. (2019) Feeling financially squeezed? What we can do to develop financial wellbeing. Coventry University Research Blog.
De Clercq, B (2019) A comparative analysis of the OECD/INFE financial knowledge assessment using the Rasch model. Empirical Research in Vocational Education and Training. Vol 11 Number 8.
De Clercq, B (2019) The ‘Uberisation’ of e-Filing in South Africa. eJournal of Taxation Research. Volume 16 Number 3. pp. 440-473.
Doling, J. (2019) Asset-based welfare strategies and the ‘really big trade-off’, International Journal of Housing Policy, https://www.tandfonline.com/doi/full/10.1080/19491247.2019.1573961.
Doling, J. and Ronald, R. (2019) ‘Not for housing’ housing: widening the scope of housing studies, Critical Housing Analysis, Volume 6, Issue 1, pp 22-31, Not for Housing’ Housing: Widening the Scope of Housing Studies.
Gardner, J. and Kariyawasam, K. (2019) Online Auctions and Consumer Protection in the United Kingdom and Australia: The Value of Transparency, Australian Business Law Review, 47 (4).
Gibbons, D. (2019) Mitigating the consequences of rising household debt (October 2019) – available at https://www.responsible-credit.org.uk/reports/mitigating-the-consequences-of-rising-household-debt.
Giordono, L, Jones, M and Rothwell, D. W. (2019) Social policy perspectives on economic inequality in wealthy countries. Policy Studies Journal Yearbook. 47(S1), S96-118.
McHugh, N., Baker, R and Donaldson, C. (2019) Microcredit for enterprise in the UK as an ‘alternative’ economic space, Geoforum, 100, 80-88.
McHugh, N, Baker, R, Biosca, O, Ibrahim, F & Donaldson, C (2019) Who knows best? A Q methodology study to explore perspectives of professional stakeholders and community participants on health in low-income communities, BMC Health Services Research, 19(35), 1-13.
McHugh, N, Biosca, O, Baker, R, Ibrahim, F & Donaldson, C (2019) Innovating on Methods to Understand the Relationship Between Finances and Wellbeing, in Brulé, G and Suter, C Wealth(s) and Subjective Well-being, Springer.
McKay, S., Rowlingson, K. and Overton, L. (2019) Financial Inclusion Annual Monitoring Briefing Paper 2019. University of Birmingham research report for the Friends Provident Foundation and Barrow Cadbury Trust. https://www.birmingham.ac.uk/Documents/college-social-sciences/social-policy/CHASM/financial-inclusion/19003-Financial-inclusion-2019-Briefing-Paper-AWLR.pdf
Pinto-Prades J. L., McHugh N., Donaldson C. and Manoukian, S. (2019) Sequence effects in time trade-off valuation of hypothetical health states, Health Economics, 28 (11), 1308-1319.
Prabhakar, R (2019) 'Increasing taxes on wealth. Lessons from the Welsh government reforms of council tax', IPPR Progressive Review 26 (1), 69-77.
Prabhakar, R (2019) ‘Should basic payment accounts be extended?’, Journal of Poverty and Social Justice, 27(1): 139-144.
Prabhakar, R (2019) ‘Financial Inclusion: a tale of two literatures’, Social Policy & Society, 18(1), 37-50.
Rogers, H & Closs-Davies, S (2019) Funding Prosperity: Creating a new Tax System in Wales, Policy Research Report, Federation of a Small Businesses (FSB) Wales.
Rothwell, D W, Ottusch, T & Finders, J (2019) Asset poverty among children: A cross-national study of poverty risk. Children and Youth Services Review. 96, 409-419.
Sinclair, S, McHugh, N & Roy, M (2019) Social innovation, financialisation and commodification: a critique of social impact bonds, Journal of Economic Policy Reform, 1-17.
Stamp, S & Kearns, M (2019) Accommodating Ethnicity: Addressing Energy Poverty Among Travellers, National Traveller MABS, https://www.citizensinformationboard.ie/downloads/social_policy/MABS_Energy_Poverty_Report_2019.pdf.
Tan, S, Fraser, A, McHugh, N & Warner, M (2019) Widening perspectives on social impact bonds, Journal of Economic Policy Reform, 1-10.
Tan, S, Fraser, A, McHugh, N and Warner, M (2019) Widening perspectives on social impact bonds, Journal of Economic Policy Reform, 1-10.
Van Aardt, C J, De Clercq, B and Meiring, J. (2019) The underlying, non-proximate and proximate determinants of happiness in South Africa: A microeconomic modeling approach. Journal of Economic and Financial Sciences. Volume 12 Issue 1.
CHASM Annual Report 2018
Alexander, P., Balavac, M., Mukherjee, S., Lymer, A. & Massey, D. (2018), ‘Improving tax literacy and tax morale of young adults’, End of project report for Chartered Institute of Taxation.
Appleyard, L & Dibb, S (2018) 'Responsible Personal Finance: Three Fundamental Questions'. Journal of Social Business, 8 (1) 57-63 DOI: 10.1362/204440818X15208755029564
Evans, C & Joseph, S (2018) ‘General Report: Improving Tax Compliance in a Globalized World’ in Improving Tax Compliance in a Globalised World, Evans C, Pistone P and Rust A (eds), IBFD, The Netherlands.
Fulda, B E & Lersch, P M (2018) ‘Planning Until Death Do Us Part: Partnership Status and Individual Financial Planning Horizon’. Journal of Marriage and Family 80 (2). 409–425. doi: 10.1111/jomf.12458
Gregory, J., Lymer, A., Espenlaub, S., Khurshed, A. and Mohamed, A. (2018) ‘Homes and wellbeing – breaking down housing stereotypes’, Research report for Vivid Homes.
Lang, R & Fink, M (2018) Rural social entrepreneurship: The role of social capital within and across institutional levels. Journal of Rural Studies, 1-17, DOI: 10.1016/j.jrurstud.2018.03.012
Lang, R & Stoeger, H (2018) The role of the local institutional context in understanding collaborative housing models: Empirical evidence from Austria. The International Journal of Housing Policy, 18(1), 35-54 http://dx.doi.org/10.1080/19491247.2016.1265265
Lersch, P M & Dewilde, C (2018) ‘Homeownership, Saving and Financial Wealth: A Comparative and Longitudinal Analysis’. Housing Studies published online. doi: 10.1080/02673037.2018.1424803
Lymer, A. and Oats, L. (2018) ‘Taxation: Policy and Practice 2018/19 (25th edition), Fiscal Publications, UK.
Lymer, A. (2018), ‘Nudging taxpayer behaviour’, Tax Adviser Magazine, April.
McKay, S. and Rowlingson, K. Financial Inclusion Annual Monitoring Briefing Paper 2018 and related infographics
Overton, L. and O’Mahony, L. (2018) Stakeholder Conceptions of Later-Life Consumer Vulnerability in the Financial Services Industry: Beyond Financial Capability? Journal of Consumer Policy, 41,3, 273-295
Overton, L., O’Mahony, L. and Gibson, M. (2018) ‘The emotional dimension of trading on home in later life: Experiences of shame, guilt and pride’ in S. Bahun and B.Petric (eds.) Thinking Home: Interdisciplinary Dialogues, London: Bloomsbury
Rowlingson, R & Packman, C (2018) 'Problem gambling in Birmingham. A rapid assessment report.' CHASM and Toynbee Hall Report
Roy, M, McHugh, N & Sinclair, S (2018) A Critical Reflection on Social Impact Bonds, Stanford Social Innovation Review
Sorell, T (2018) ‘Poverty, Exclusion, and the Design of Microfinance Institutions’ in Van Der Hoeven, J, Miller, S and Pogge, T (eds.) Designing In Ethics (Cambridge University Press), pp. 119-140
Stamp, S, McMahon, A & McLoughlin, C (2018) Left Behind in the Cold? Fuel Poverty, Money Management & Financial Difficulty Among Dublin 10 & 20 MABS Clients: 2013 and 2017. Dublin 10 & 20 Money Advice and Budgeting Service (2018).
CHASM Annual Report (2017)
Arundel, R & Doling, J (2017) ‘The end of mass homeownership? Changes in labour markets and housing tenure opportunities across Europe’, Journal of Housing and the Built Environment, DOI 10.1007/s10901-017-9551-8
Brunsdon, E & May, M (2017) ‘Occupational welfare’ in M Powell (ed) The Mixed Economy of Welfare, 2nd ed, Bristol: Policy Press (forthcoming)
Closs-Davies, S (2017), Fixing HMRC's performance management system could benefit vulnerable claimants as well as staff, Civil Service World.
Dewilde, C & Ronald, R (eds) (2017) Housing Wealth and Welfare, Cheltenham: Edward Elgar Press
Druta, O & Ronald, R (2017) Intergenerational support for autonomous living in a post-socialist housing market: homes, meanings and practices, Housing Studies (online first).
Druta, O & Ronald, R (2017) Young adults’ pathways into homeownership and the negotiation of intra-family support: A home, the ideal gift, Sociology (online first).
Evans, C, Pistone P & Rust A (eds) (2017) Improving Tax Compliance in a Globalised World, Lind, Austria (accepted for publication September 2016), forthcoming
Evans, C, Hasseldine J, Lymer A & Ricketts R (2017) Comparative Taxation, Fiscal Publications, Birmingham (accepted for publication June 2014), forthcoming.
Evans, C & Krever R (2017) (Forthcoming) “Taxing Capital Gains: A Comparative Analysis and Lessons for New Zealand”, New Zealand Journal of Tax Law and Policy (accepted for publication 13 March 2017).
Smulders, S & Evans, C (2017) (Forthcoming) “Mitigating VAT compliance costs – A developing country perspective”, Australian Tax Forum (accepted for publication 11 January 2017).
Highfield R, Walpole M & Evans C (2017) (Forthcoming) “A proposal for the development and testing of a diagnostic tool for assessing VAT compliance costs”, International VAT Monitor (accepted for publication 16 December 2016).
Sherwood J, Evans C & Tran-Nam B (2017) “The Office of Tax Simplification: The way forward?”, British Tax Review, No 2 (2017), pp 458-476.
Gardner, J, Rowlingson, K, & Appleyard, L (2017) Response to FCA Call for Input: High-cost credit, including review of the high-cost short-term credit price cap, University of Birmingham
Gregory J, Lymer A, Espenlaub S, Khurshed A & Muhamed A (2017) Homes & Wellbeing: Breaking down housing stereotypes, VIVID Summary Research Report.
Lennartz, C & Ronald, R (2017) Asset-based welfare and social investment: Competing, compatible, or complementary social policy strategies for the new welfare state? Housing, Theory and Society 34(2), p.201-220.
May, M & Brunsdon, E (2017) ‘Making work pay: The role of workplace financial services in the UK,’ CHASM Briefing Paper, University of Birmingham (forthcoming)
Ona, D & Lymer A (2017), The evidence: what psychologists say about tax compliance, Tax Adviser Magazine, April.
Overton, L & Fox O'Mahony, L (2017) Understanding Attitudes to Paying for Care Amongst Equity Release Consumers: Citizenship, solidarity and the 'hardworking homeowner' Journal of Social Policy, 46, 1, 49–67 doi:10.1017/S0047279416000416
Overton, L, O’Mahony, L & Gibson, M (2017 forthcoming) ‘The emotional dimension of trading on home in later life: Experiences of shame, guilt and pride’ in Thinking Home (ed. Sanja Bahun and Bojana Petric) Home Studies Series, Palgrave.
Prabhakar, R, Lymer, A & Rowlingson, K (2017) ‘Does information about wealth inequality and inheritance tax raise public support for wealth taxes? Evidence from a UK survey’, in Building Trust in Taxation eds Peeters, B, Gribnau, H and Badisco, J, Cambridge: Intersentia.
Rowlingson, K and McKay, S (2017) Financial Inclusion Annual Monitoring Report 2017, University of Birmingham.
Rowlingson, K, Joseph, R & Overton, L (2017), Inter-generational financial giving and inequality: Give and take in 21st century families, Palgrave Macmillian.
Ronald, R, Lennartz, C & Kadi, J (2017), What ever happened to asset-based welfare? Shifting approaches to housing wealth and welfare security, Policy & Politics 45(2), p.173-193.
Zhou, J & Ronald, R (2017) Housing and welfare regimes: Examining the changing role of public housing in China, Housing, Theory and Society (online first).
Appleyard, L, Rowlingson, K and Gardner, J (2016) ‘The variegated financialization of sub-prime credit markets’, Competition & Change, 20, 5, 297-313.
Brunsdon, E and May, M (2016). ‘Occupational welfare’ in P. Alcock, T Haux, M. May and S. Wright (eds.) The Student’s Companion to Social Policy, 5th ed., Chichester: Wiley-Blackwell.
Brunsdon, E and May, M (2016). The Student’s Companion to Social Policy Website, Chichester: Wiley-Blackwell, comprising: ‘A Guide to Key Sources on UK Social Policy’; ‘A Guide to Key Sources in European and International Welfare Systems’; ‘Career Opportunities and Postgraduate Study in Social Policy’; ‘Managing Assignments in Social Policy’; ‘Illustrations of Essay and Report Writing in Social Policy’, Glossary and Helpsheets.
Gergory, J, Rowlingson, K and Lymer, A (2016) Savings for All: A Manifesto for an Inclusive Savings Agenda (2MB), University of Birmingham.
Gregory, L (2016) Creating Life Savers: Exploring the formulation and implementation of the LifeSavers financial education programme, University of Birmingham.
Kalmi, P, Heikkilä, A and Ruuskanen, O (2016). ‘Social Capital and Access to Credit: Evidence from Uganda’, Journal of Development Studies.
Kalmi, P and Ruuskanen, O (2016). Suomalaiset pärjäävät taloudellisessa tietämyksessä ja käyttäytymisessä kansainvälisessä vertailussa. Tuloksia edustavasta otoksesta suomalaisia (Finns Do Well in Financial Knowledge and Behavior in an International Comparison. Results from a Representative Sample of Finns). Finnish Journal of Economics 112(1), 6-21 .
May, M (2016).‘Comparative analysis’ in P. Alcock, T.Haux, M. May and S. Wright (eds.) The Student’s Companion to Social Policy, 5th ed., Chichester: Wiley-Blackwell.
May, M (2016). The Student’s Companion to Social Policy, 5th ed., Chichester: Wiley-Blackwell (lead editor; co-edited with P. Alcock, T Haux and S. Wright).
Rowlingson, K and McKay, S (2016) Financial Inclusion Annual Monitoring Report 2016, University of Birmingham
Rowlingson, A, Gregory, J and Lymer, A (2016), 'Birmingham Savings Summit: Towards a savings manifesto for lower-income households'.
Rowlingson, K. Appleyard, L. and Gardner, J. (2016) Payday lending in the UK: the regul(aris)ation of a necessary evil? Journal of Social Policy, Available on CJO 2016 doi:10.1017/S0047279416000015.
Rowlingson, K (2016) 'You can't take it with you when you die': wealth, intestacy rules and inheritance tax’ in Woodthorpe, K and Foster, L (eds) Death and Social Policy in Challenging Times, Palgrave Macmillan.
Rowlingson, K, Gardner, J and Appleyard, L (2016) Responsible Lending in the UK: What Role Does the State Play? In Ferretti, F. (ed.). Comparative Perspectives of Consumer Over-Indebtedness: A view from the UK, Germany, Greece, and Italy. Eleven International Publishing.
Appleyard, L, Gardner, J and Rowlingson, K (2015) Introducing a time delay on access to credit: Is it just delaying the inevitable? Birmingham: University of Birmingham.
Rowlingson, K and McKay, S (2015) Financial Inclusion Annual Monitoring Report 2015, University of Birmingham.
Appleyard, L, Rowlingson, K and McKay, S (2015) 'Financial Inclusion', In Defence of Welfare II, Social Policy Association.
Appleyard, L, Gardner, J and Rowlingson, K (2015), Introducing a time delay on access to credit. Is it just delaying the inevitable?
Chaudhry, S.M., et al., (2015) Balancing the regulation and taxation of banking, International Review of Financial Analysis
Gardner, J and Rowlingson, K. (2015) High–cost credit and welfare reform In Defence of Welfare II, Social Policy Association
Gardner, J and Rowlingson, K (2015 forthcoming) 'High cost credit and welfare reform', In Defence of Welfare II, Social Policy Association.
Gregory, L. and Joseph, R. (2015) Big Society or welfare failure: How does food insecurity reflect future welfare trends? In Defence of Welfare II, Social Policy Association.
McKay, S and Rowlingson, K (2015) Social security under the coalition and Conservatives: shredding the system for people of working age; privileging pensioners in Bochel, H and Powell, M (eds) The Coalition government and social policy, Bristol, The Policy Press.
Mullineux, A (2015) Banking for the public good, International Review of Financial Analysis.
Mullineux, A (2015) Taxing banks fairly, International Review of Financial Analysis.
Overton, L and O'Mahoney, LF (2015) Consumer Demand for Retirement Borrowing.
Overton, L and O'Mahoney, LF (2015), The Future of the UK Equity Release Market: Consumer Insights and Stakeholder Perspectives.
Rowlingson, K (2015) The Benefits Cap doesn't work: here's why, The Conversation, 29 January 2015
Rowlingson, K, Lymer, A and Prabhakar, R (2015) New survey research on public attitudes to wealth taxes, Birmingham: University of Birmingham, CHASM Briefing Paper.
Stamp, S and Daly, L (2015). A Review of National Traveller MABS supported Caravan Loan Guarantee schemes. National Traveller, MABS.
Doling, J and Ronald, R (eds)(2014) Housing East Asia: Socioeconomic and Demographic Challenges, Basingstoke and New York: Palgrave Macmillan.
Gregory, L (2014), Future Considerations in Paying for Funerals. CHASM Briefing Paper. Birmingham: University of Birmingham.
Kadi, J and Ronald, R (2014) Market based housing reforms and the 'right to the city': the variegated experiences of New York, Amsterdam and Tokyo. International Journal of Housing Policy, 14(3) pp 268-292.
Lee, H and Ronald, R (2014) Expansion, diversification and hybridization in South Korean public housing, in D Mullins, D Czischke and G van Bortel (eds) Hybridizing Housing Organisations: Meanings, Concepts and Processes of Social Enterprise in Housing, London and New York: Routledge.
May, M and Alcock, P (2014). Social Policy in Britain, 4th ed., Basingstoke: Palgrave Macmillan.
Ronald, R (2014) Ethnography and comparative housing research, in M Stephens and M Norris (eds) Meaning and Measurement in Comparative Housing Research, London and New York: Routledge.
Rowlingson, K, Appleyard, L and Gardner, J (2014) Capping the cost of payday lending in the UK: What will the impact be? Birmingham: University of Birmingham.
Rowlingson, K, Appleyard, L and Gardner, J (2014) Response to the Financial Conduct Authority Consultation on Payday Lending, Birmingham: University of Birmingham.
Rowlingson, K and McKay, S (2014), Financial Inclusion: Annual Monitoring Report 2014, Birmingham: University of Birmingham
Rowlingson, K (2014) IMF's win-win scenario: When redistribution equals growth. The Conversation, 5 March 2014.
Rowlingson, K (2014) Hard Evidence: Is Osborne 'hacking away at the same people'? The Conversation, 8 January 2014.
Rowlingson, K (2014) Winter chill hits people of working age as benefits are frozen, response to Autumn Statement, The Conversation, 3 December 2014
Rowlingson, K (2014) Should people on low incomes be encouraged to save during an economic down-turn? Birmingham: University of Birmingham, CHASM Briefing Paper.
Stamp, S (2014). The Over-Indebtedness Of European Households: Updated Mapping Of The Situation, Nature And Causes, Effects And Initiatives For Alleviating Its Impact: Final Report - co-researcher with CIVIC Consulting Alliance (Berlin) and the Personal Finance Research Centre (University of Bristol). Berlin: Civic Consulting for the European Commission.
Stamp, S and Joyce, P (2014). Redressing the Imbalance: a study of legal protections available for consumers of credit and other financial services in Ireland’. Free Legal Advice Centres.
Appleyard, L (2013) 'Financial Inclusion and CDFIs in the West Midlands, UK'. Regional Studies, doi: 10.1080/00343404.2012.748979.
Birmingham Policy Commission on the Distribution of Wealth, 'Sharing our Good Fortune: Understanding and responding to wealth inequality
Kalmi, P, Heikkilä, A and Ruuskanen, O (2013). ‘Accessing Credit from Banks, Microfinance Institutions and Informal Groups: What is the Role of Social Capital?’, in Robert Cull, Asli Demirguc-Kunt and Jonathan Morduch (eds.), Banking the Poor, World Bank / MIT Press, 2013, 447-66.
McKay, S and Rowlingson, K (2013) 'Income Maintenance and Taxation' in Bochel, H, Bochel, C, Page, R and Sykes, R (eds) Social Policy Developments and Change, 3rd edition, Pearson Education.
Ronald, R (2013) Housing policy in East Asia, in M Izuhara (ed), Handbook on East Asian Social Policy, Cheltenham: Edward Elgar.
Ronald, R (2013) Housing Finance, Costs and Affordability, in C G Bates and J Ciment, Global Social Issues: An Encyclopaedia, Armonk NY: Sharpe Reference.
Ronald, R and Kyung, S (2013) Housing system transformations in Japan and South Korea: divergent responses to neo-liberal forces, Journal of Contemporary Asia, 43(3) pp 452-474.
Ronald, R and Nakano, L (2013), Single women and housing choices in urban Japan, Gender, Place and Culture, 20(4) pp 451-469.
Ronald, R (2013) Housing and welfare in Western Europe: transformations and challenges for the social rented sector, LHI Journal of Land, Housing and Urban Affairs, 41(1) pp 1-13.
Rowlingson, K and McKay, S (2013) Financial Inclusion: Annual Monitoring Report 2013, Birmingham: University of Birmingham
Rowlingson, K and McKay, S (2013) What do the public think about the wealth gap?
Rowlingson, K (2013) Why doesn't work pay? Birmingham Brief, December 2013.
Rowlingson, K (2013) Lowest paid face biggest decline in living standards since 1850, The Conversation, 17 December 2013.
Rowlingson, K (2013) Policy briefing: Where now for financial inclusion? Discover Society, 1 October 2013.
Rowlingson, K (2013) Short of cash, rent and food - Britons in dire financial straits, The Conversation, 25 July 2013.
Rowlingson, K (2013) Waiting for the Great Recession train to crash: How the poorest are about to be hit the hardest, and how we can prevent this, LSE Politics and Policy Blog, 18 June 2013.
Stamp, S, McMahon, A and McLoughlin, C.(2013). 'A Profile of the Clients of Dublin 10 & 20 MABS, and the Extent and Nature of their Financial Difficulties, with a Focus on Utility Debt.’ Dublin 10 & 20 Money Advice and Budgeting Service.
Stamp, S, Boyle, M and Murray, C (2013). 'Debt and Dying: Understanding and addressing the impact of funeral costs for Travellers in Ireland’. National Traveller MABS.
Alcock, P, May, M and Wright, S (eds) (2012), The Student's Companion to Social Policy, 4th edition, Chichester: Wiley-Blackwell.
Appleyard, L (2012) 'Review Article: Household Finances Under Pressure: What is the role of social policy', 11, 1: 131-140.
Appleyard, L and Rowlingson, K (2012) 'Children and financial education: challenges for developing financial capability in the classroom'. Social Policy and Society, doi: 10:1017/S1474746412000644.
Brunsdon, E and May, M (2012) 'Occupational welfare' in Alcock, P, May, M and Wright, S (eds) The Student's Companion to Social Policy, 4th edition, Chichester Wiley-Blackwell.
Doling, J and Ronald, R (2012) 'Meeting the income needs of older people in East Asia: using housing equity'. Ageing & Society, 32, 471-490.
Doling, J and Omar, R (2012), 'Home Ownership and Pensions in East Asia: The Case of Malaysia'. Population Ageing, 5, 67-85.
Jones, P and Joseph, R (forthcoming) 'Mentoring refugee community researchers in the UK: An empowerment tool?' In J Phillimore and L Goodson (eds) Community research for participation: From theory to method, Bristol: Policy Press.
Joseph, R (2012) 'Funding Caribbean retirement migration: Housing wealth leakage and the role of overseas land inheritances', Journal of Ethnic and Migration Studies, 38(4), 613-629.
Joseph, R and Rowlingson, K (2012) 'Her Introduction Household Finances under Pressure: What is the role of Social Policy?', Journal of Social Policy & Society, 11, 1, 67:68.
Joseph, R and Rowlingson, K (2012) 'Her house, his pension? The division of assets among (ex-) couples and the role of policy', Journal of Social Policy & Society, 11, 1, 69-80.
Lee, H and Ronald, R (2012) Expansion, diversification and hybridization in South Korean public housing, Housing Studies, 27(4) pp 495-513.
Mullineaux, A (2012) 'Taxing Banks Fairly', International Review of Financial Analysis 25, 154-158.
Mullineux, A (2012), UK Banking after Deregulation, Routledge Library Editions: Banking and Finance, volume 23. Abingdon: Oxford.
Mullineux, A, Ul-Haq, R, Howcroft, B J and Carr, C (2012), 'Bank Internationalisation, Risk Transference, and Risk Management. The European Finance Review, April-May, pp2-3.
Mullineux, A, Dinh, M and Muriu, P (2012), Macroeconomic Factors influencing UK Household Loan Losses. Journal of Financial Regulation and Compliance, Volume 20, Issue 4, 2012 (forthcoming).
Mullineux, A (2012) Business Cycles and Financial Crises, Bookboon.com.
Mullineux, A (2012) 'The Governance of Too Big to Fail Banks' in Barth, J, Chen, L and Wihborg, C (eds), Research Handbook on International Banking Governance, London: Elgar publishing.
Ronald, R (2012) Contractual Saving Schemes for Housing. In S Smith (ed), The Encyclopaedia of Housing and Home. Oxford: Elsevier.
Ronald, R and Tsenkova, S (2012) The Purpose and Place of Housing Institutions. In S Smith (ed) International Encyclopaedia of Housing and Home. Oxford: Elsevier.
Ronald, R and Doling, J (2012) Testing home ownership as the cornerstone of welfare: lessons from East Asia for the West. Housing Studies, 27(7) pp 940-961.
Ronald, R and Lee, H (2012) Housing policy socialization and de-commodification in South Korea, Journal of Housing and the Built Environment, 27(2) pp 111-131.
Stamp, S (2012). ‘Issues of Personal Finance within the Traveller Community’, (Ed) National Traveller MABS.
Appleyard, L. (2011) 'Community Development Finance Institutions (CDFIs): Geographies of Financial Inclusion in the US and UK'. Geoforum, 42(2) 250-258.
Appleyard, L and Rowlingson, K (2011), 'Housing and economic inequality' in Sim, D and Anderson, I (eds) Housing and Social Inequality. CIH/HAS.
Brunsdon, E and May, M (2011) ' The debate about public service occupational pension reform' in C Holden, M. Kilkey and G. Ramia (eds.), Social Policy Review 23, Bristol: Policy Press.
Cox, P (2011) 'The provision of information to members of defined contribution schemes - A review of existing research'. Prepared for JP Morgan
Cox, P (2011) Risk sharing in defined contribution pension schemes, Journal of Risk, Editorial, Special Issue, Spring.
Gregory, L and Drakeford, M (2011) 'Just another financial institution? Tensions in the future of credit unions in the UK', Journal of Poverty and Social Justice, 19(2) pp 117-129.
Hall, S and Appleyard, L (2011), 'Commoditising learning: cultural economy and the growth of for-profit business education service firms in London'. Environment and Planning A, 43(1) 10-27.
McKay, S (2011) Understanding Financial Capability in Canada: Analysis of the Canadian Financial Capability Survey (pdf; opens in new window)
McKay, S (2011) Review of the child material deprivation items in the Family Resources Survey - Research Report Department for Work and Pensions.
McKay, S and Rowlingson, K (2011) 'The religion of inequality' in Holmwood, J (editor) Manifesto for the public university. London: Bloomsbury.
McKay, S and Rowlingson, K (2011), 'Social Security and Welfare Reform' in Bochel, H (ed) The Conservatives and Social Policy, Bristol: The Policy Press.
McKay, S and Rowlingson, K (2011 - forthcoming), 'The Religion of Inequality' in Holmwood, J (ed) A Manifesto for the Public University, London: Bloomsbury.
Mullineux, A (2011), 'Governing Banks: A British Perspective', International Journal of Banking and Finance 8(2), 1-18.
Mullineux, A (2011), 'The Public Duties and Social Responsibilities of Big British Banks', International Advances in Economic Research, 17(4) 436-450.
Rowlingson, K (2011), 'All in this together? Reflections on wealth, the wealthy and fairness' in Yeates, N, Haux, T, Jawad, R and Kilkey, M (eds) In defence of welfare: The impact of the spending review (pdf; opens in new window).
Rowlingson, K (2011), Does income inequality cause health and social problems? York: Joseph Rowntree Foundation
Rowlingson, K and Connor, S (2011), 'The 'deserving' rich? Inequality, morality and social policy' in Journal of Social Policy, 40, 3, 437-452.
Rowlingson, K and McKay, S (2011), Wealth and the wealthy: Exploring and tackling inequalities between rich and poor, Bristol: Policy Press.
Appleyard, L. and Rowlingson, K. (2010), Home ownership and the distribution of personal wealth: a review of the evidence. Joseph Rowntree Foundation.
Cox, P (2010) Is US socially responsible investing global or local in perspective? A study of US pension plan investment in the UK. Business & Society, 49(2) pp 252-289.
Doling, J. and Ronald, R. (2010) ‘Home-ownership and asset-based welfare’. Journal of Housing and the Built Environment, 25 (2) 165-173
Doling, J. and Ronald, R. (2010) ‘Property-based welfare and European homeowners: how would housing perform as a pension?’ Journal of Housing and the Built Environment, 25 (2) 227-241.
Drakeford, M and Gregory, L (2010), 'Asset-based welfare and youth justice: making it local'; in Brayford, J, Cowe, F and Deering, J (eds) What Else Works? Creative Work with Offenders. Devon: Willian Publishing pp 155-168.
Gregory, L (2010) 'An Opportunity Lost? Exploring the benefits of the Child Trust Fund on youth transitions into adulthood'; Youth and Policy 106 pp 78-94.
Joseph, R. (2010). 'Global Transmissions of Housing Wealth and Return Migration', Policy Press. In: Izuhara, M. ed. Ageing and Intergenerational Relations: Family Reciprocity from a global perspective. Bristol
Joseph, R. (2010). Housing Wealth Leakage, In: Doling, J., Elsinga, M. and Ronald, R., eds. Home ownership Part III, Amsterdam, Netherlands: IOS Press.
Lymer, A and Oates, L (2010), Taxation: policy and practice. Sixteenth Edition 2009/2010. Birmingham: Fiscal publications.
Lymer, A. and Troshani, I. (2010) 'Translation in XBRL standardisation', forthcoming in Information, Technology and People, 6(2) p 136-164.
Lymer, A. and Rowbottom, N. (2010) 'Exploring the use and users of narrative reporting in the online annual report', forthcoming in Journal of Applied Accounting Research, 11(2) p 90-108.
McKay, S (2010), Using the new Family Resources Survey question block to measure material deprivation among pensioners (pdf; opens in new window). DWP, Working paper 89.
McKay, S (2010), The effects of twins and multiple births on families and their living standards. TAMBA.
Mullineux, A. (2010) ‘Is there an Anglo-American corporate governance model?’ International Economics and Economic Policy, DOI: 10.1007/s10368-010-0151-2
Mullineux, A. (2010) 'Financial Innovation and Social Welfare'. Journal of Financial Regulation and Compliance 19(3) 243-256.
Mullineux, A. Murinde, V. and Sensarma, R. (2010) ’Corporate financing and macroeconomic volatility in the European union’. International Economics and Economic Policy, DOI: 10.1007/s10368-010-0152-1
Overton, L (2010), Housing and Finance in Later Life: A study of UK equity release customers. London: Age UK.
Szmigin, I and O'Loughlin, D (2010), Students and the Consumer Credit Market: Towards a Social Policy Agenda, Social Policy and Administration, 44(5) 598-619
Doling, J. (2009) ‘Home ownership as wealth over the lifecycle’. Briefing 1. http://www.demhow.bham.ac.uk/reports/C1.pdf
Doling, J. (2009) ‘How would housing perform as a pension?’ Briefing 2. http://www.demhow.bham.ac.uk/reports/C2.pdf
Gregory, L (2009) 'Spending Time Locally: The Benefits of Time Banks for Local Economies'; Local Economy 24 (4) pp 323-333.
Hall, S. and Appleyard, L. (2009) ‘‘City of London, City of Learning’? Placing business education within the geographies of finance’. Journal of Economic Geography, 9 (5) 597-617
Hall, S. and Appleyard, L. (2009) ‘Commoditising Learning: Cultural Economy and the Growth of For-profit Educational Service Firms’. Working Paper. http://www.lboro.ac.uk/gawc/rb/rb329.html
Lymer, A. and Jelfs, P. (2009) 'Taxpayer response to the recent 'flat tax' UK Capital Gains Tax (CGT) reform and the implication for tax law simplification', IRS Research Bulletin, 63-84
Lymer, A. and Rowbottom, N. (2009) 'Exploring the use of online corporate reporting information', Journal of Emerging Technologies in Accounting, 6 (1)27-45
Lymer, A. and Rowbottom, N. (2009) 'Exploring the use of online corporate sustainability information'. Accounting Forum, 33 (2) 176-186
Mullineux, A. (2009) “The Regulation of British Retail Banking Utilities”, Journal of Financial Regulation and Compliance, 17 (4) 453-466.
Mullineux, A. Binner, J. M. Rakesh K. Bissoondeeal, C. Elger, T. and Jones, B. E. (2009) ‘Admissible Monetary Aggregates for the Euro Area’. Journal of International Money and Finance, 28, 99-114.
Rowlingson, K. and Joseph, R. (2009), Assets and debts in couples (pdf; opens in new window), London: Friends Provident Foundation.
Szmigin, I. and O'Loughlin, D. (2009), Exposing the Credogenic Environment: Where does responsibility lie?, Advances in Consumer Research, Vol. 36, Ann L. McGill and Sharon Shavitt, Duluth, Mn: Association for Consumer Research.
Alcock, P., May, M. and Rowlingson, K. (eds) (2008), The Student's Companion to Social Policy, Oxford: Blackwell Publishing Ltd.
Drakeford, M and Gregory, L (2008), 'Anti-Poverty practice and the changing world of credit unions: new tools for social workers'; Practice: Social Work in Action 20(3) pp 141-150.
Drakeford, M and Gregory, L (2008) 'Avoiding sub-prime lenders: credit unions and their diversification in Wales'; Research Policy and Planning 26(2).
McKay, S. and Rowlingson, K. (2008) 'Social Security and Welfare Reform' in Powell, M. (ed) Modernising the Welfare State: the Blair Legacy, Bristol: The Policy Press.
McKay, S. and Rowlingson, K. (2008) 'Social security and income maintenance' in Alcock, P. May, M. and Rowlingson, K. (eds) Companion to Social Policy, 3rd edition, Oxford: Basil Blackwell
McKay, S. (2008) Measuring material deprivation among older people: Methodological study to revise the Family Resources Survey questions DWP Working Paper No 54
McKay, S. (2008) Exploring disability, family formation and break-up: Reviewing the evidence (DWP Research Report No 514)
McKay, S. (2008) Debt and Older People, how age affects attitudes to borrowing. Report for Help the Aged
Mullineux, A. (2008) ‘British Banking Regulation and Supervision: Between a Rock and a Hard Place’, International Economics and Economic Policy, 4, 363-370.
Prabhakar, R. Rowlingson, K. and White, S. (2008) How to Defend Inheritance Tax, London: Fabian Society
Rowlingson, K. (2008) ‘Is The Death of Inheritance Tax Inevitable? Lessons from America’. Political Quarterly, 79 (2) 153-161
Rowlingson, K. (2008) ‘Wealth’ in Ridge, T. and Wright, S. (eds) Understanding Poverty, Income and Wealth, Bristol: The Policy Press
Rowlingson, K. and McKay, S. (2008) ‘Debt and savings’ in Strelitz, J. and Lister, R. Why Money Matters: Family Income, Poverty and Children’s Lives, London: Save the Children Fund
Rowlingson, K. and McKay, S. (2008) 'Income Maintenance and Taxation' in Bochel, H. Bochel, C. Page, R. and Sykes, R. (eds) Social Policy Developments and Change, 2nd edition, Pearson Education
Rowlingson, K. (2008) 'From Cradle to Grave: Social Security over the Life Course' in Millar, J. (ed) Understanding Social Security, 2nd edition, Bristol: The Policy Press