If you do not have an official financial sponsor, you are only able to provide evidence of funding using your own bank account (including a joint account you hold with someone else) or your parents or legal guardian’s bank accounts. If the money is in someone else’s account, or in a business account that does not have your parent’s name on it, you will need to move it so that you can provide the correct documents. The Student Route financial requirements allow for use of 'personal' fund accounts only, not business accounts. Maintenance must be in the form of cash funds and must be avaliable to withdraw immediately which means you cannot use an overdraft facility or credit card as evidence of funds.
You must provide bank statements meeting each one of the following requirements:
- In your name or your parents' name - not a business name
- Showing that the money has been in the account for a full 28 days, and that the amount of money has never gone below the required amount in this time
- Dated no more than one month before the date of your application
- Showing the account number, the bank's name and the bank's logo
If you use bank statements from an unacceptable institution (not regulated) your visa application may be refused. When using overseas financial documents, UKVI will need to carry out verification checks on the bank.
If you are using your parents' account you must also provide:
- Your original birth certificate or a notarised copy, showing the names of your parents
- A dated letter from your parents confirming that they are your parents and that they give permission for you to use their money in the UK
If you cannot provide these documents, you should read the Home Office financial guidance for any further details.
Any documents that are not also in English, must be accompanied by a 'certified' English translation.