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BPAS deferred members

If you are no longer an active contributing member of BPAS, your benefits earned whilst in the scheme will be deferred until you choose to retire.

Your deferred benefits will increase each complete year from your date of leaving to your retirement date, in line with the ‘Government Revaluation Orders’.

Some aspects of pensions are complex and you may be presented with difficult decisions to make. The Pensions Office can provide information about the scheme and the options available to you but they cannot provide financial advice. We recommend that those who need financial advice contact an independent financial adviser.

Managing your pension

Retirement information

Other useful information