Poverty, precarity, saving and debt
Since the Covid-19 pandemic hit the UK in February 2020, unemployment, poverty and debt have all increased significantly and look set to rise still further, while some groups have seen their savings increase.
CHASM’s major contribution to research on poverty and debt was showcased across the nation in the University of Birmingham ‘Heroes’ campaign in 2019, while our work on savings has led to better access to savings opportunities for those on lower incomes. This theme continues, and extends, our vital work in this area to include research on the fragmentation of poverty, labour market insecurity and precarious work, as well as a greater focus on poverty and precarity among migrant and marginalised groups.
Current Projects
Understanding the Financial Lives and Vulnerabilities of Castle Vale Community Housing Tenants
Özlem Ögtem-Young
Displacement and Financial Inclusion: Financial Lives of Ukrainian Women Seeking Protection in the UK
Özlem Ögtem-Young
The gig economy and social protection
Lorenza Antonucci
Furlough and its effects on household finances
Christoph Görtz, Danny McGowan and Mallory Yeromonahos
Mortgage Holidays and Financial Distress during the Covid-19 Crisis
Christoph Görtz, Danny McGowan and Mallory Yeromonahos
Covid Realities: families on low incomes during the pandemic
Kayleigh Garthwaite
Journey to Financial Exclusion and Vulnerability: UK Immigration Policy and the Lives and Livelihoods of Displaced Migrants
Özlem Ögtem-Young
A Tenants Journey: Social Housing and Life Chances
James Gregory
Housing and Communities Research Group
Halima Sacranie
Previous Projects
Wellbeing and tenure - does home ownership really add up for social tenants?
James Gregory and Andy Lymer
After the Saving Gateway: How can social tenants be helped to save?
Ricky Joseph and Karen Rowlingson
Problem Gambling in Birmingham
Karen Rowlingson and Carl Packman
Financial capability for University students
Andy Lymer
Assessing financial literacy in secondary schools
Lindsey Appleyard and Peter Davies
Children and financial capability
Karen Rowlingson and Lindsey Appleyard
Improving financial wellbeing for those on lower incomes - the Help to Save Project
Andy Lymer, Karen Rowlingson, James Gregory
Towards a savings manifesto for lower-income households (Feb-Sept 2016)
Karen Rowlingson, James Gregory and Andy Lymer
More research themes in CHASM