Centre on Household Assets and Savings Management (CHASM)

Working towards a society where everyone has the financial security they need to thrive.

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  • Our Work

    We research the causes and consequences of financial risk and insecurity, and promote policies to foster financial wellbeing.

  • Our People

    We are an interdisciplinary research centre covering a range of specialisms, including social policy, accounting and finance, economics and sociology.


Inner city banking institutions 
Why the UK needs a Responsible Banking Ordinance and how we get it

The Ben Pattison Memorial PhD Prize Blog 2023: Carl Packman, CHASM, University of Birmingham, PhD student.


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The CHASM International Visiting Fellowship Scheme 2023

The Scheme has been running since 2018 and has enabled CHASM to host researchers from Australia, Austria, Belgium, Indonesia, Italy, Ireland, The Netherlands, New Zealand, South Africa and the United States. Learn more about applying.

Read more about applying to the Scheme for 2023

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CHASM Annual Conference 2023

Fostering financial resilience and wellbeing: what does it take, and who is responsible? This year’s conference shines a light on financial resilience and wellbeing.


Financial Inclusion Monitor

Financial Inclusion Monitor 2022

The University of Birmingham has been monitoring financial inclusion in Britain since 2013. This website provides key findings, selected charts and a link to the full downloadable report. The report authors are Stephen McKayKaren Rowlingson and Adele Atkinson.


Cash is back but who should pay for it in a digital banking world?

The cost of living crisis has encouraged an increase in the usage of cash for household payments. Emeritus Professor Andrew Mullineux looks at the rise of bank branch closures, making handling cash more difficult for retailers.

Read the CHASM Blog

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